Second -to-Die Policy

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(619) 752-1108

Second-To-Die Policy

Ensure the Future of Your Estate.
Between physical assets and financial successes, there are many things that married couples share. Falcon West Insurance knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.
Under federal tax law, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.
A Second-to-Die policy from Falcon West Insurance gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.
Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with a Falcon West Insurance insurance specialist to determine the right amount coverage for you and your family.

San Diego Office

2525 Camino Del Rio South Suite 100
San Diego , CA 92108

Phone: (619) 752-1108
Toll-free: (866) 701-6284
Fax: (619) 297-3366

Minneapolis Office

5775 Wayzata Blvd., Suite 700
St. Louis Park , MN 55416

Phone: (952) 525-2289
Fax: (952) 232-6216

Serving:

ARIZONA
CALIFORNIA
MINNESOTA
NEVADA
WASHINGTON D.C
WISCONSIN
and surrounding areas
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